Why it's Time for the U.S. Government to Expand its Toolkit to Address Retirement Security
Despite years of trying to improve the 401(k) system, American retirement policy has not managed to address the scary problems we have heard time and again: almost half of Americans do not have access to a retirement plan at work. And among those who do, millions have saved far too little for a secure retirement. In fact, the U.S. Government Accountability Office recently called for a comprehensive evaluation of the U.S. retirement system, and U.S. Sens. Todd Young (R-Ind.) a